History

Established in 1996, Global Excel is a fully owned subsidiary of Expert Travel Financial Security (E.T.F.S.) Inc., one of Canada’s leading providers of insurance products and services. etfs was founded in 1984 and started by serving the group and student insurance markets. In 1992, sweeping changes to the Canadian healthcare system radically altered the government insurance coverage for out-of-country travellers. These changes led to an opportunity for etfs to enter the individual travel insurance industry. Currently etfs offers several dozen group and individual products all geared toward the travel and specialized health insurance industry. Since its inception in 1984, etfs has remained a privately held company.

Global Excel was initially established to provide assistance, cost containment, case management and claims adjudication services for etfs policyholders but over the years the services provided have expanded along with the number of clients served. Global Excel specializes in controlling healthcare costs in the American, Canadian, Caribbean and Mexican healthcare systems.